Original Medicare Parts A and B does not provide prescription drug coverage beyond inpatient hospital care. For medication prescribed for follow-on care post hospitalization or during regular outpatient care, a Part D plan must be purchased if you choose to enroll in Original Medicare.
Medicare Part D is for prescription drug coverage only, they are solely provided by approved private health insurance companies. Some Medicare Advantage (Part C), offer plans that include Part D coverage, at no additional cost. This essential coverage is designed to lower the costs of prescription medications, making it easier to manage your prescription expenses. Whether you are new to Medicare or considering a change to your current plan, understanding Part D is crucial. It provides a safety net for both generic and brand-name drugs, ensuring that your medication needs are met affordably.
How We Can Help You
One of the most important things to consider when looking for a prescription drug plan is whether or not the plan covers the specific medications you take. All plans do not cover the same medications, so you need to verify that your prescriptions are on their list of medications covered.
At RG Medicare Agency we will look at the list of medications that you are prescribed to take and ensure that the plans you are considering cover them. The other obvious consideration is cost, what will the plan cost and how extensive is its coverage.
Once we narrow the list of prospects to coverage, cost, and servicing pharmacies nearest you, then you will be ready to make the selection. My priority is helping you get the coverage that works well for you, not just enroll in a plan to check it off the “to-do list”.
So, there is no reason to delay initiating the process any longer. Contact me today via phone or email to schedule your free consultation. I look forward to working with you.